Compare Credit Cards Malaysia 2026
Find the best credit card for your lifestyle. Compare cashback, rewards, travel benefits, and more from top Malaysian banks.
Showing 20 of 208 cards
| Showing 20 | Type | Annual Fee | Fee Waiver | Min Income (Monthly) | Interest Rate | Cashback Rate | Network | Tier | Apply Now |
|---|---|---|---|---|---|---|---|---|---|
 Standard Chartered Beyond Credit Card (Priority Private) Standard Chartered | Travel | RM2000 | Waived with Priority Private membership (min AUM RM3,000,000); first year waived for new clients | — | 15-18% p.a.% | 60% cashback at selected MICHELIN Guide restaurants (cap RM600/month) | Visa | infinite | Apply Now → |
 Standard Chartered Beyond Credit Card (Priority Banking) Standard Chartered | Travel | RM800 | Waived with Priority Banking membership (min AUM RM350,000); first year waived for new clients | — | 15-18% p.a.% | 60% cashback at selected MICHELIN Guide restaurants (cap RM300/month) | Visa | infinite | Apply Now → |
 Maybank World Elite Mastercard Maybank | Travel | RM800 | 1st year free; waived with min spend RM120,000/year (from 2026) | RM15,834 /mo · RM190k/yr | 15% | 25x TreatsPoints overseas; 10x TreatsPoints local per RM5 | Mastercard | world-elite | Apply Now → |
 Maybank Islamic World Elite Mastercard Ikhwan Maybank | TravelShariah | RM800 | 1st year free; waived with min spend RM120,000/year | RM15,834 /mo · RM190k/yr | 15% | Up to 25x TreatsPoints overseas; 10x local | Mastercard | world-elite | Apply Now → |
 Hong Leong Wise Platinum Credit Card Hong Leong Bank | Cashback | RM300 | — | RM3,000 /mo · RM36k/yr | 15% | Up to 15% cashback on 3 chosen categories (petrol, groceries, dining, online shopping, etc.) | Visa | platinum | Apply Now → |
 Standard Chartered Simply Cash Credit Card Standard Chartered | Cashback | RM250 | Waived first year | RM8,000 /mo · RM96k/yr | 15-18% p.a.% | Up to 15% cashback on petrol, grocery, and dining (at RM2,500+ monthly spend); 0.5% below RM2,500 spend | Mastercard | platinum | Apply Now → |
 HSBC Premier World Mastercard HSBC | Rewards | FREE ✓ | HSBC Premier customers with min TRB RM300,000 | — | 99% | Up to 15x Reward Points on overseas spend (10x base + 5x bonus); 8x on contactless; 5x on groceries and online; redeemable at 17 airlines and 4 hotel chains | Mastercard | world | Apply Now → |
 CIMB e Credit Card CIMB | Rewards | RM80 | First year free; Year 2+ waived with RM6,000 annual spend (until Dec 2028) | RM2,000 /mo · RM24k/yr | 15% | 12X Bonus Points on eDay (28th) for online, auto-billing & contactless; 3X everyday for same categories; 1X on PIN purchases; 500 points = RM1 | Visa | platinum | Apply Now → |
 CIMB PETRONAS Visa Infinite-i Credit Card CIMB | CashbackShariah | FREE ✓ | Free for life | RM10,000 /mo · RM120k/yr | 15% | Up to 12% on PETRONAS, Setel & EV charging; Up to 6% on groceries, dining & cashless parking; Unlimited 1% on overseas spend (min RM1,500 statement balance) | Visa | infinite | Apply Now → |
 RHB Shell Visa Credit Card RHB Bank | Cashback | RM195 | 1st year free; subsequent years waived with 24+ swipes annually | RM2,000 /mo · RM24k/yr | 15% | Up to 12% at Shell (RM3k+ spend), up to 5% groceries/online/utilities/overseas (RM3k+), 0.2% others | Visa | classic | Apply Now → |
 RHB Shell Visa Credit Card-i RHB Bank | IslamicShariah | RM195 | 1st year free; subsequent years waived with 24+ swipes annually | RM2,000 /mo · RM24k/yr | 15% | Up to 12% at Shell (RM3k+ spend), up to 5% groceries/online/utilities/overseas (RM3k+), 0.2% others | Visa | classic | Apply Now → |
 UOB PRVI Miles Elite Card UOB Malaysia | Travel | RM600 | Waived with RM50,000+ annual spend; 1-year waiver for new applicants | RM8,333 /mo · RM100k/yr | 15% | Up to 12x UNIRM per RM1 overseas, 5x UNIRM on airline spend, 2.4 air miles per RM1 on Agoda bookings | Mastercard | elite | Apply Now → |
 UOB World Card UOB Malaysia | Rewards | RM600 | Waived with RM50,000+ annual spend; 1-year waiver for new applicants | RM5,000 /mo · RM60k/yr | 15% | 12x UNIRM on e-commerce and e-wallet reload, 5x UNIRM on departmental stores/grocers/overseas, 1x on other spend; 125,000 bonus UNIRM at RM48,000+ annual spend | Mastercard | world | Apply Now → |
 OCBC Titanium Mastercard OCBC | Rewards | RM75 | Waived first year (till 31 Dec 2026); waived subsequently with RM20,000 annual spend | RM4,000 /mo · RM48k/yr | 99% | 12x OCBC$ on online and e-wallet on Double Date (1.1, 2.2, etc.) and Pay Day (25th); 6x OCBC$ on online/e-wallet other days; 1x unlimited OCBC$ on all retail; OCBC$ valid 5 years | Mastercard | titanium | Apply Now → |
 Maybank Manchester United Visa Card Maybank | Rewards | FREE ✓ | Free for life | RM2,500 /mo · RM30k/yr | 15% | 10x TreatsPoints at United Direct; 5x on groceries; 1x at petrol; 5x on match days when Man Utd wins | Visa | classic | Apply Now → |
 Maybank Manchester United Visa Infinite Maybank | Travel | RM800 | 1st year free; waived with min spend RM50,000-RM80,000/year | RM8,334 /mo · RM100k/yr | 15% | 10x TreatsPoints at United Direct; 5x overseas; 2x local | Visa | infinite | Apply Now → |
 CIMB Travel World Elite Credit Card CIMB | Travel | RM1215.09 | 100% waiver with RM120,000 annual spend + repayments via CIMB account; 50% waiver with RM60,000 annual spend; new cardholders waived with RM15,000 spend within 120 days | RM1,700 /mo · RM20k/yr | 15% | 10X Bonus Points on overseas, airlines & duty-free; 2X on local spending; 1X on education, insurance & utilities | Mastercard | world-elite | Apply Now → |
 RHB Premier Visa Infinite Credit Card RHB Bank | Travel | FREE ✓ | Waived (by invitation for Premier Banking customers) | — | 15% | 10x Loyalty Plus points overseas, 3x on airlines/hotels/dining/duty-free, 1x others | Visa | infinite | Apply Now → |
 RHB Premier Visa Infinite Credit Card-i RHB Bank | IslamicShariah | FREE ✓ | Waived (by invitation for Premier Banking customers) | — | 15% | 10x Loyalty Plus points overseas, 3x on airlines/hotels/dining/duty-free, 1x others | Visa | infinite | Apply Now → |
 RHB Cash Back Credit Card RHB Bank | Cashback | RM70 | 1st year free; subsequent years waived with RM10,000 annual spend | RM2,000 /mo · RM24k/yr | 15% | Up to 10% online dining/grocery (RM2.5k+ spend), up to 5% petrol/dining/utilities/grocery, 0.2% others | Visa | classic | Apply Now → |
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