Compare Credit Cards Malaysia 2026
Find the best credit card for your lifestyle. Compare cashback, rewards, travel benefits, and more from top Malaysian banks.
Showing 20 of 208 cards
Standard CharteredVisa
Standard Chartered
Standard Chartered Beyond Credit Card (Priority Private)
TravelVisa
RM2000/year
Waived with Priority Private membership (min AUM RM3,000,000); first year waived for new clients
Min Income: RM0
60% cashback at selected MICHELIN Guide restaurants (cap RM600/month)
- •Unlimited airport lounge access globally
- •15 points per RM1 on overseas dining/shopping
- •60% cashback at MICHELIN Guide restaurants (cap RM600/month)
Standard CharteredVisa
Standard Chartered
Standard Chartered Beyond Credit Card (Priority Banking)
TravelVisa
RM800/year
Waived with Priority Banking membership (min AUM RM350,000); first year waived for new clients
Min Income: RM0
60% cashback at selected MICHELIN Guide restaurants (cap RM300/month)
- •8x airport lounge access per year
- •10 points per RM1 on overseas dining/shopping
- •60% cashback at MICHELIN Guide restaurants (cap RM300/month)
MaybankMastercard
Maybank
Maybank World Elite Mastercard
TravelMastercard
RM800/year
1st year free; waived with min spend RM120,000/year (from 2026)
Min Income: RM15,834
25x TreatsPoints overseas; 10x TreatsPoints local per RM5
- •25x TreatsPoints on overseas spend; 10x local
- •16x airport lounge access/year + 1 guest per visit
- •Buy 1 Get 1 Malaysia Airlines Business Class (min RM150k spend)
MaybankMastercard
ShariahMaybank
Maybank Islamic World Elite Mastercard Ikhwan
TravelMastercard
RM800/year
1st year free; waived with min spend RM120,000/year
Min Income: RM15,834
Up to 25x TreatsPoints overseas; 10x local
- •Up to 25x TreatsPoints overseas; 10x local
- •Buy 1 Get 1 Malaysia Airlines Business Class tickets
- •16x airport lounge access/year + 1 guest per visit
Hong Leong BankVisa
Hong Leong Bank
Hong Leong Wise Platinum Credit Card
CashbackVisa
RM300/year
Min Income: RM36,000
Up to 15% cashback on 3 chosen categories (petrol, groceries, dining, online shopping, etc.)
- •Up to 15% cashback on chosen spend categories
- •Choose your own 3 cashback categories
- •Year-round cashback with no minimum spend
Standard CharteredMastercard
Standard Chartered
Standard Chartered Simply Cash Credit Card
CashbackMastercard
RM250/year
Waived first year
Min Income: RM96,000
Up to 15% cashback on petrol, grocery, and dining (at RM2,500+ monthly spend); 0.5% below RM2,500 spend
- •Up to 15% cashback on petrol, grocery, dining
- •Annual fee waived first year
- •0% easy payment scheme at selected merchants
HSBCMastercard
HSBC
HSBC Premier World Mastercard
RewardsMastercard
RM/year
HSBC Premier customers with min TRB RM300,000
Min Income: RM0
Up to 15x Reward Points on overseas spend (10x base + 5x bonus); 8x on contactless; 5x on groceries and online; redeemable at 17 airlines and 4 hotel chains
- •Up to 15x Reward Points on overseas spend
- •8x Reward Points on contactless
- •5x Reward Points on groceries and online
CIMB
CIMB e Credit Card
RewardsVisa
RM80/year
First year free; Year 2+ waived with RM6,000 annual spend (until Dec 2028)
Min Income: RM2,000
12X Bonus Points on eDay (28th) for online, auto-billing & contactless; 3X everyday for same categories; 1X on PIN purchases; 500 points = RM1
- •12X Bonus Points on eDay (28th of each month) for online, auto-billing & contactless
- •3X Bonus Points every other day on online, auto-billing & contactless
- •Points redeemable for flights, hotel stays & merchandise
ShariahCIMB
CIMB PETRONAS Visa Infinite-i Credit Card
CashbackVisa
FREE
Free for life
Min Income: RM10,000
Up to 12% on PETRONAS, Setel & EV charging; Up to 6% on groceries, dining & cashless parking; Unlimited 1% on overseas spend (min RM1,500 statement balance)
- •Up to 12% cashback on PETRONAS, Setel & EV charging
- •Up to 6% cashback on groceries, dining & cashless parking
- •Unlimited 1% cashback on overseas spend
RHB BankVisa
RHB Bank
RHB Shell Visa Credit Card
CashbackVisa
RM195/year
1st year free; subsequent years waived with 24+ swipes annually
Min Income: RM24,000
Up to 12% at Shell (RM3k+ spend), up to 5% groceries/online/utilities/overseas (RM3k+), 0.2% others
- •Up to 12% cashback at Shell stations
- •Up to 5% on groceries, online, e-wallet, utilities, overseas
- •Tiered cashback based on monthly spend
RHB BankVisa
ShariahRHB Bank
RHB Shell Visa Credit Card-i
IslamicVisa
RM195/year
1st year free; subsequent years waived with 24+ swipes annually
Min Income: RM24,000
Up to 12% at Shell (RM3k+ spend), up to 5% groceries/online/utilities/overseas (RM3k+), 0.2% others
- •Up to 12% cashback at Shell stations
- •Up to 5% on groceries, online, e-wallet, utilities, overseas
- •Shariah-compliant
UOB MalaysiaMastercard
UOB Malaysia
UOB PRVI Miles Elite Card
TravelMastercard
RM600/year
Waived with RM50,000+ annual spend; 1-year waiver for new applicants
Min Income: RM8,333
Up to 12x UNIRM per RM1 overseas, 5x UNIRM on airline spend, 2.4 air miles per RM1 on Agoda bookings
- •Up to 12x UNIRM for overseas spending in select countries
- •8 complimentary airport lounge visits in 8 countries
- •60,000 bonus UNIRM on annual fee payment
UOB MalaysiaMastercard
UOB Malaysia
UOB World Card
RewardsMastercard
RM600/year
Waived with RM50,000+ annual spend; 1-year waiver for new applicants
Min Income: RM5,000
12x UNIRM on e-commerce and e-wallet reload, 5x UNIRM on departmental stores/grocers/overseas, 1x on other spend; 125,000 bonus UNIRM at RM48,000+ annual spend
- •12x UNIRM on e-commerce and e-wallet top-ups
- •5x UNIRM on departmental stores, grocers, overseas
- •125,000 bonus UNIRM at RM48,000+ annual spend
OCBCMastercard
OCBC
OCBC Titanium Mastercard
RewardsMastercard
RM75/year
Waived first year (till 31 Dec 2026); waived subsequently with RM20,000 annual spend
Min Income: RM48,000
12x OCBC$ on online and e-wallet on Double Date (1.1, 2.2, etc.) and Pay Day (25th); 6x OCBC$ on online/e-wallet other days; 1x unlimited OCBC$ on all retail; OCBC$ valid 5 years
- •12x OCBC$ on online/e-wallet on Double Date and Pay Day
- •6x OCBC$ on online/e-wallet on other days
- •1x unlimited OCBC$ on all retail purchases
MaybankVisa
Maybank
Maybank Manchester United Visa Card
RewardsVisa
FREE
Free for life
Min Income: RM2,500
10x TreatsPoints at United Direct; 5x on groceries; 1x at petrol; 5x on match days when Man Utd wins
- •10x TreatsPoints at United Direct Online Megastore
- •5x TreatsPoints on groceries
- •5x TreatsPoints on match days when Man Utd wins
MaybankVisa
Maybank
Maybank Manchester United Visa Infinite
TravelVisa
RM800/year
1st year free; waived with min spend RM50,000-RM80,000/year
Min Income: RM8,334
10x TreatsPoints at United Direct; 5x overseas; 2x local
- •Up to 10x TreatsPoints on United Direct purchases
- •5x TreatsPoints on overseas spend; 2x local
- •5x complimentary Plaza Premium Lounge access/year
CIMB
CIMB Travel World Elite Credit Card
TravelMastercard
RM1215.09/year
100% waiver with RM120,000 annual spend + repayments via CIMB account; 50% waiver with RM60,000 annual spend; new cardholders waived with RM15,000 spend within 120 days
Min Income: RM20,833
10X Bonus Points on overseas, airlines & duty-free; 2X on local spending; 1X on education, insurance & utilities
- •12X access to Plaza Premium First in KLIA and 150+ lounges worldwide
- •No overseas FX markup on foreign currency transactions
- •Up to RM80 in-flight WiFi cashback
RHB BankVisa
RHB Bank
RHB Premier Visa Infinite Credit Card
TravelVisa
FREE
Waived (by invitation for Premier Banking customers)
Min Income: RM0
10x Loyalty Plus points overseas, 3x on airlines/hotels/dining/duty-free, 1x others
- •Up to 10x Loyalty Plus points for overseas spend
- •Unlimited Plaza Premium Lounge access (min RM100,000 annual spend)
- •Complimentary travel insurance up to RM2,000,000
RHB BankVisa
ShariahRHB Bank
RHB Premier Visa Infinite Credit Card-i
IslamicVisa
FREE
Waived (by invitation for Premier Banking customers)
Min Income: RM0
10x Loyalty Plus points overseas, 3x on airlines/hotels/dining/duty-free, 1x others
- •Up to 10x Loyalty Plus points for overseas spend
- •Unlimited Plaza Premium Lounge access (min RM100,000 annual spend)
- •Complimentary travel insurance up to RM2,000,000
RHB BankVisa
RHB Bank
RHB Cash Back Credit Card
CashbackVisa
RM70/year
1st year free; subsequent years waived with RM10,000 annual spend
Min Income: RM24,000
Up to 10% online dining/grocery (RM2.5k+ spend), up to 5% petrol/dining/utilities/grocery, 0.2% others
- •Up to 10% cashback on online dining and grocery
- •Up to 5% on petrol, dining, utilities, grocery
- •Tiered cashback based on monthly spend